
Every great business starts with a simple idea — help people grow smarter.
For Maciek Spadlo, that idea became the foundation of Wise Financial Solutions.
With years of hands-on experience in finance, consulting, and entrepreneurship, Maciek saw how many innovative companies were missing out on opportunities hidden in plain sight — especially when it came to R&D tax credits and government incentive programs. He built Wise Financial Solutions to change that.
Maciek’s approach is deeply personal. He believes in sitting down with business owners, understanding how they work, what they build, and what drives them forward. His goal is to turn complex financial programs into practical advantages that fuel real growth — not just on paper, but in the daily lives of the people behind each company.
Clients know Maciek for his honesty, clarity, and sense of humor — a rare combination in the world of finance. Whether he’s guiding a local manufacturer, a tech start-up, or a growing construction firm, he brings the same energy and commitment: helping good ideas grow stronger through smart financial strategy.
“Innovation deserves a return,” Maciek says. “Our job is to make sure you get it.”

Life Insurance Agent | Education-Focused Advisor | Client-Centered Professional
Angela Batchelor is a dedicated life insurance agent and protection specialist committed to helping individuals and families safeguard what matters most. She brings a personalized, education-first approach to every client conversation — ensuring people understand their options clearly and feel confident in the decisions they make.
Angela believes financial protection should never feel confusing. She takes the time to listen, explain, and tailor solutions that truly fit each client’s life, whether they are planning for the future, securing family stability, or building long-term financial confidence.
Her clients know her for her honesty, patience, and genuine care — qualities that make her a trusted guide during some of life’s most important planning moments.
“For me, it’s simple,” Angela says. “The better I understand your story, the better I can protect it.”

Top Agent | ERTC & R&D Tax Credit Specialist | Life Insurance Expert
Agata Van Vranken is one of the top specialists at Wise Financial Solutions, recognized for her deep expertise in ERTC programs, R&D tax credits, advanced tax strategies, and life insurance planning. With a reputation built on precision, dedication, and genuine care, Agata has earned the trust of countless business owners and families who rely on her insight and professionalism.
Her philosophy is simple — every client deserves excellence. A true perfectionist in customer relations, Agata takes time to understand each client’s unique goals and designs personalized strategies that deliver real results. Whether she’s uncovering hidden value through R&D credits, maximizing ERTC benefits, or building secure financial protection through life insurance, her approach is always thorough, transparent, and client-focused.
Agata combines financial intelligence with empathy — translating complex tax and insurance concepts into clear, actionable plans. Her clients appreciate her honesty, follow-through, and relentless commitment to their success.
“Behind every strategy,” Agata says, “there’s a person, a family, and a dream worth protecting.”

Accounting & Bookkeeping Professional | Detail-Driven | Highly Organized
Agnes Mizera is the newest addition to the Wise Financial Solutions team, bringing years of experience in accounting and bookkeeping. With a sharp eye for detail, exceptional organizational skills, and a calm, focused work style, Agnes strengthens our ability to deliver precise, reliable, and efficient financial support to every client.
Her background in accounting gives her a deep understanding of numbers, structure, and compliance — qualities that play a key role in supporting our R&D, ERTC, and tax strategy processes. Agnes approaches every project with accuracy, responsibility, and a commitment to getting things done the right way.
Known for her steady focus and dependability, she helps keep our workflows smooth and ensures clients receive meticulous, well-organized service from start to finish.
“Clear numbers create clear decisions,” Agnes believes — and her work reflects that standard every day.

Senior Life Insurance Specialist | 46 Years of Experience | Trusted Advisor
Callie Adams brings over 46 years of dedicated experience in the life insurance industry, making her one of the most seasoned and respected professionals on the Wise Financial Solutions team. Throughout her career, Callie has guided thousands of individuals, families, and business owners through some of the most important financial decisions of their lives.
Her strength lies in her ability to simplify complex concepts and create clear, reliable protection plans tailored to each client’s needs. With nearly five decades of hands-on experience, Callie has seen every scenario — and she uses that deep knowledge to ensure her clients are always prepared, protected, and confident in their financial future.
Callie is known for her professionalism, compassion, and unwavering commitment to doing what’s best for the client. Her long-standing reputation is built on trust, integrity, and consistent results.
“Life insurance is more than a policy,” Callie says. “It’s peace of mind — and everyone deserves that.”
We pride ourselves in offering our clients the best possible financial solutions for their needs. We take the time to listen and help assess your situation and goals to plan a brighter financial future. Our team uses their expertise in investing, tax laws, debt-reduction, insurance, estate planning, and other areas to customize your program and maximize your financial security.
We're passionate about helping both companies and individuals with diversifying portfolios, managing assets, analyzing market trends, and reducing financial risk. Our goal? To safeguard the dreams you strive to achieve and the assets you have worked so hard to accumulate. We use proven investment strategies designed to meet your risk tolerance and hedge against market volatility.
We offer products and solutions that enable you to build a sustainable stream of income. We help you earn the “magic” of compound interest so that your money can work for you while you continue to live life and pursue your other dreams.
Take control of your money. With the right strategy, you can use cash flow to build wealth and plan for a brighter future! Make your money work smarter, not harder. Save more, invest smarter and become your own bank. Discover the infinite banking concept and learn how and why it's better than traditional retirement banks.

Well, as more and more Americans get wise to the reality that working until you’re 65 is a thing of the past, we’re left with two options: continue being pawns in the game created for us, or opt-out and start your own game.

At Wise Financial Solutions, we’ve spent years helping innovative companies unlock the full potential of R&D tax credits. Our team combines deep financial expertise with technical insight to identify, document, and maximize every qualifying activity. We make the complex simple — ensuring accuracy, compliance, and the highest possible return for your business.

Champion Health curates innovative and impactful health benefits that compliment and integrate with your current health strategies.
Champion Health fills all the gaps in your health plan while bringing you the most innovative health technology and strategies in the market today.
What's more, Champion Health provides this all in a tax advantage plan that saves you money and puts more money in your employees’ pockets.
Too good to be true? We thought so too... until we tried it. .
The Champ Plan is not going to be taking over your existing primary healthcare plan.
What makes our position so unique is we are an complement or even a front line of
defense to your existing primary healthcare plan. Our plan pairs perfectly with any plan
you might have now. Whether that be an HMO, PPO, or another self-funded plan. The
Champ Plan is a self-funded, self-insured limited schedule of benefits plan that is
offered at a net savings to the employer and most employees will see an increase in
take-home pay along with some pretty cool health benefits.
Please contact us if you cannot find an answer to your question.
There are many ways to ensure financial growth and reach your goals. Some options are investments, savings strategies, budgets, insurance, and tax strategies. Your goals decide which approach is right for you.
Yes! We can help you figure out what you need to do to retire at your desired age. We can also assist with college funds for kids, life insurance ,and estate planning.
Send me a message, and tell me more about your financial goals and needs. I will get back to you soon to schedule a consultation.
Monday - Friday: 8am - 7pm
Saturday: By appointment
Sunday: Closed

At Wise Financial Solutions, we help U.S. businesses unlock one of the most valuable yet underused financial incentives — the Research & Development (R&D) Tax Credit. This government-sponsored program rewards companies for developing, improving, or innovating products, processes, technologies, or software within the United States.
Most U.S.-based businesses across a wide range of industries may qualify — not just tech or labs. If your company invests time, people, and resources into improving how things are made or delivered, you likely meet the IRS criteria.
Examples of qualifying industries include:
Manufacturing, Construction, Architecture, Agriculture, Automotive, Food Production, Biotech, Engineering, Tool & Die, Software Development, Energy, Breweries/Wineries, Electronics, and more.
The R&D Tax Credit is based on specific Qualified Research Activities, such as:
To qualify, activities must meet the IRS Four-Part Test:
The credit is calculated from specific eligible expenses, including:
We simplify the entire process — from discovery to filing — ensuring accuracy, compliance, and maximum benefit.
Our team of R&D specialists, financial analysts, and tax partners combine years of hands-on experience with a proven methodology. We deliver results that are accurate, audit-ready, and fully compliant — turning innovation into tangible financial return.
Wise Financial Solutions — Experience You Can Trust. Results You Can Measure.
Retirement is certainly a turning point in many people's lives, but it's also an important time for setting up some financial groundwork. An easy way people overlook to reduce taxes in retirement is by shifting their retirement accounts into tax-free vehicles like life insurance. This goes beyond just the tax savings, though! Not only will this help you avoid taxes when you withdraw your money, but it will also help it grow at a faster rate than if it remained in a taxable account.

We will contact You ASAP to find out if Your company qualifies for R&D tax credits
Mon | 09:00 am – 05:00 pm | |
Tue | 09:00 am – 05:00 pm | |
Wed | 09:00 am – 05:00 pm | |
Thu | 09:00 am – 05:00 pm | |
Fri | 09:00 am – 05:00 pm | |
Sat | Closed | |
Sun | Closed |
This Privacy Policy describes Our policies and procedures on the collection,
use and disclosure of Your information when You use the Service and tells You
about Your privacy rights and how the law protects You.
We use Your Personal data to provide and improve the Service. By using the
Service, You agree to the collection and use of information in accordance with
this Privacy Policy.
Interpretation and Definitions
==============================
Interpretation
--------------
The words of which the initial letter is capitalized have meanings defined
under the following conditions. The following definitions shall have the same
meaning regardless of whether they appear in singular or in plural.
Definitions
-----------
For the purposes of this Privacy Policy:
* Account means a unique account created for You to access our Service or
parts of our Service.
* Company (referred to as either "the Company", "We", "Us" or "Our" in this
Agreement) refers to wise financial solutions LLC, Crystal Lake 60014.
* Cookies are small files that are placed on Your computer, mobile device or
any other device by a website, containing the details of Your browsing
history on that website among its many uses.
* Country refers to: Illinois, United States
* Device means any device that can access the Service such as a computer, a
cellphone or a digital tablet.
* Personal Data is any information that relates to an identified or
identifiable individual.
* Service refers to the Website.
* Service Provider means any natural or legal person who processes the data
on behalf of the Company. It refers to third-party companies or
individuals employed by the Company to facilitate the Service, to provide
the Service on behalf of the Company, to perform services related to the
Service or to assist the Company in analyzing how the Service is used.
* Usage Data refers to data collected automatically, either generated by the
use of the Service or from the Service infrastructure itself (for example,
the duration of a page visit).
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.